Carole and I have been married for over 10 years. We are a blended military family with fourteen children. Out of our fourteen children, six children still reside with us at Ft Campbell, Kentucky. Upon committing to each another in marriage, Carole and I also committed to living a debt free life together.
Our debt free journey begins in June 2000, where our blended family had a debt balance well over $25,000. In the midst of a move from Fort Bragg, North Carolina to Fort Leonard Wood, Missouri, we stayed true to becoming debt free, creating and executing a debt free plan.
Carole home-schooled four of our children during the day while working at Wal-Mart during the evening. This opportunity allowed Carole to contribute to the families’ financial goals.
Although I had developed a six year debt free plan, Carole had a different idea. She established a debt free plan that would be accomplished within 24 months. The family worked extremely hard keeping track of expenses and making many sacrifices when necessary.
Our family was able to meet our goals of becoming debt free, in 22 months, two months earlier than expected. We paid off over $25,000 of debt.
Since that time, our family has been determined to remain debt free and have followed Dave Ramsey’s, Total Money Makeover Plan. To this day we remain debt free, saving and paying for everything with cash, to include saving for a 100% down payment for a home. We are currently at 83% of reaching our housing goal. (Current target amount is $150,000.)
Carole and I have facilitated Financial Peace University classes at Fort Campbell, Bethel Community Church and the surrounding community. The results have been outstanding. As of today over 225 Soldiers, Civilians, and their families have graduated, reporting a $1.7 million change in position. This represents money saved and debts paid during the 13 week Financial Readiness Training.
Our heart is to see others become free from the bondage that debt represents and to encourage contentment along with wealth building. We are dedicated to spreading a message of hope to all and are reaching that goal one family at a time.